Regal Technologies Check Verify
Using Regal CheckVerify Merchants can Validate Routing and Account Number Combinations, Positive/Negative Check Writing History, and determine if positive funds are in the checking account to Reduce the Risks of Check Acceptance.
The Regal Technologies CheckVerify suite of check verification services offers access to Accuity, NCN and the Early Warning national check verification databases to satisfy multiple business models. The benefits of the various CheckVerify services is to reduce the losses due to bounced or invalid checks, reduce costs, and increase the efficiency of check processing for merchants.
Who it's For
Check Verify is designed for use by merchants that:
- Want to accept checks and decrease the risk of NSF or fraud.
- Want real-time notification of closed or invalid checking accounts before payment processing.
- Want a history of bad check and stop payment occurrences for a specific check writer.
- Want the real-time verification of open accounts with positive funds before processing.
How it Works
With a simple Internet connection a
merchant can access their CheckVerify
webpage. Utilizing a virtual terminal, the
merchant can import a batch file, manually
enter, or use a check reader to input the
check MICR. Within seconds the merchant
will receive a response from the
verification network(s) indicating a
positive or negative response. The
merchant then decides (based on the
response) how they want to proceed with
processing/depositing the check.
Additionally, some merchants may want to
use CheckVerify to verify bank account
“readiness” for future transactions that
might be processed on a recurring or
one-time basis.
Optionally, CheckVerify is fully
integrated with the Regal ACH Processor.
If the merchant is also using the Regal
ACH Processor (purchased separately), the
merchant will be given the option of
processing the positive check responses
via ACH. The ACH Processor will only
process the checks that came back with a
positive response.
Regal offers two (2) CheckVerify versions (CheckVerify and CheckVerify Pro). Based on the version selected, the merchant will receive the following services:
-
CheckVerify (Accuity + NCN)
-
CheckVerify Pro (Accuity + NCN + Early Warning)
Please review our whitepaper for a detailed description of each service.
Product Info
Download the latest product information from Regal.
Contact | Demo
Contact one of our consultants to setup a live demo.
“Regal continues to maintain support for flawless backend services. It has been, and I suspect, always will be a pleasure working with Regal. I am thankful for the success that this relationship has had on my business, and I would recommend their service and support to anyone seeking customized payment solutions, ACH services and more."
Brian Del Terzo Del-Pro Corporation
ACH/CHEck
Process Checks with Confidence Using Electronic Fund Transfer via ACH or Printed Paper Demand Drafts
NEW!
Check and Funds Verification
all done in real-time!
Credit Cards
Regal specializes in obtaining
Credit Card Merchant Accounts in the “hard to get” Collections and Legal Industries.
Contact us to speak to a Payment Specialist.
Web Payments
Accept and Process Payments Using HostPay through your website, BatchPay via payment file uploads, RecurPay payment scheduling and our Fraud Detection Suite for security.
Call Center
Contact a Regal Payment Specialist for an overview of how our VirtualPay CSR Portal and Direct Pay IVR Telephone Payment System can increase your call center efficiency and call hold times.
