The Automated Clearing House (ACH) Network is an electronic batch processing system used by the Federal Reserve. Instead of using paper to carry necessary transaction information, (like a check), ACH transactions are transmitted electronically between financial institutions. Because ACH is electronic, transactions are processed faster than paper checks which must be handled manually.

The Process is Simple

You simply log onto a website, enter or import the check information, and click process. It’s that easy. The ACH Processor provides comprehensive reporting and real-time access for viewing transaction status. Search, view, edit, or duplicate any transaction or batch. The application allows for batch tracking and real-time analysis of items paid with real-time ACH returns updated the moment they are received from the Federal Reserve.

Who it's For

ACH Processing is designed for use by merchants that:

  • Accept payments from customers by phone, mail or email
  • Have a computer with Internet access
  • Want to work with a company/bank they trust
  • Want to speed deposit and clearance of check payments
  • Want to accept checks with confidence

Fully Featured Payment Solution:

 

  • 24/7/365 On-Line ACH Processing.
  • Integrated with multiple systems including Direct Pay™ IVR,
    Direct Check, Inc., Global Software and many more.
  • Automatic resubmits of returned items, either once or twice.
  • Multiple Password Protection and User Level Security with Highest Level Internet Encryption.
  • Includes Every ACH Transaction Type: Payment Plans, Payroll,
    One-time Debits, Sending Credits, Check Conversion, etc…
  • ABA Bank Database Verification.
  • Search/View, Edit and Duplicate any Transaction.
  • Import/Export file Capabilities with Built-in Data Mapper.
  • On-line Banking Statements and Management Reports.
  • Web Pay Link to Integrate with Your Existing Website for Consumer Initiated Payments.
  • NACHA Compliant Letter Processing.
  • API webservices connection for direct connection from your billing system.

Benefits:

 

  • Increased Cash Flow and Collections.
  • Reduced Banking Fees.
  • Faster Notification of Non Sufficient Fund Returns.
  • Faster Settlements-Notification.
  • Ease of Use – Point and Click.
  • Competitive Advantage.
  • 50-80% More Efficient than Traditional Banking.

ACH Processor

The Automated Clearing House (ACH) Network is an electronic batch processing system used by the Federal Reserve. Instead of using paper to carry necessary transaction information, ACH transactions are transmitted electronically between financial institutions.

Internet Payments

Regal Technologies provides multiple credit card applications to satisfy the needs of processing, fraud protection, and eCommerce. Using web-based technology, you no longer need cumbersome equipment to process a transaction.

IVR

Direct Pay™ the Interactive Voice Response (IVR) System is a full featured system designed to handle in-bound customer calls. Its pre-scripted prompts gather payments via check, credit card, or ACH.

Direct Check

Direct Check software enables your business to take a check over the telephone, enter and verify the check information in the software, and print “ready to deposit” paper checks right from your laser printer.

Print & Mail

Regal Technologies has the ability to produce 100 million mailing impressions per month. Each processor can produce two pages per second for multiple types of output media. Same-day turnaround service is provided for all mailings